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The Low Country's NEWEST 55+ Community!

55+ Lifestyle Expert   |   David R Cross, Realtor & Partner Agent

Four Seasons at Carolina Oaks by K Hovnanian, Bluffton (Greater Hilton Head), South Carolina (SEE MODELS & PRICING HERE)

Proximity & Paradise...The Unbeatable Combination!

Proximity & Paradise!  No matter where you are coming from, I believe you'll have a hard time finding the combination of Beauty in a Community, Quality in a Build, Lifestyle of The Low Country all within the Proximity to Paradise all around you.  Centrally located, close to the Beach (3 Distinctive Beaches actually), Historic Savannah, Trendy and Hot Bluffton, Timeless Beaufort and just 10 minutes to I95 which will take you from Maine to Miami!

Welcome to K. Hovnanian's® Four Seasons at Carolina Oaks, a new active adult 55+ community in Bluffton, South Carolina offering single-family new homes in a picturesque wooded setting. Discover a new standard of resort-style living within 20 miles of the pristine Hilton Head Island beaches.

Residents can take advantage of this community’s luxurious pool with lap lanes,  lighted tennis and pickleball courts, and state-of-the-art fitness center and aerobics center. With a full-time lifestyle director on site, there's also a well-maintained calendar of activities including Zumba classes, yoga sessions, billiards, and more.

Located in beautiful Beaufort County, just off the SC-46 and SC-170 highways, Four Seasons at Carolina Oaks offers easy access to Hilton Head Island as well as Savannah, Georgia. Visit the beaches and relax, or walk historic streets and enjoy top-of-class dining and shopping. And don't forget that great hiking and biking trails await at the Savannah National Wildlife Refuge just a few miles away. Experience the best of active adult 55+ living together with South Carolina's natural beauty.

Community Spotlite:

Hilton Head has the reputation to be one of the top vacation destinations on the coast and rightfully so.  With naturally beautiful beaches, always sunny days and that Low Country Lifestyle. What most are not be aware is that South Carolina also has one of the lowest per capita tax rates in the country. This combination is what makes the area the best place to live in South Carolina at retirement. 

Four Seasons at Carolina Oaks | FREE TO BE YOU


Resort-Style Living in the Scenic Lowcountry

Four Seasons at Carolina Oaks offers resort-style living in a picturesque location. Relax and enjoy all that our community has to offer while staying healthy and safe.




















A Look At Four Seasons Communities:
What's Bluffton Like in 60 Seconds!

Community Info & Downloads:

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Community Info Pricing
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The Distinctive Series



Starting from: $287,990

2-4 Bedrooms | 2-3 Bathrooms | Flex Space | Optional Loft

Sun Room or Screened Lanai | 2 Car Garage | 1600-2372 Sq. Ft


Starting from: $308,990

2-5 Bedrooms | 2-3 Bathrooms | Flex Space | Optional Loft

Screened Lanai | 2 Car Garage w/Golf Cart | 1809-3037 Sq. Ft



Starting from: $311,990

2-4 Bedrooms | 2-3 Bathrooms | Flex Space | Optional Loft

Sunroom or Screened Lanai | 2 Car Garage w/Golf Cart |

1872-2898 Sq. Ft


Starting from: $318,990

2-4 Bedrooms | 2-3 Bathrooms | Flex Space | Optional Loft

Sunroom or Screened Lanai | 2 Car Garage |

1858-2762 Sq. Ft



Starting from: $321,990

2-4 Bedrooms | 2.5-3.5 Bathrooms | Flex Space | Optional Loft

Sunroom or Screened Lanai | 2 Car Garage |

1987-2838 Sq. Ft

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The Echelon Series


Starting from: $327,990

2-4 Bedrooms | 2.5-4.5 Bathrooms | Flex Space | Optional Loft

Sunroom or Screened Lanai | 2 Car Garage w/ Golf Cart Area |

2240-3528 Sq. Ft


Starting from: $331,990


Starting from: $343,990

3-4 Bedrooms | 2.5-4.5 Bathrooms | Optional Loft |

Sun Room or Screened Lanai | 2-3 Car Garage |

Golf Cart Garage

2576-3611 Sq. Ft


Starting from: $360,990

3-4 Bedrooms | 3.5-5.5 Bathrooms | Optional Loft |

Flex Space | Screened Lanai | 3 Car Garage |

2712-3728 Sq. Ft


2-3 Bedrooms | 2.5-3.5 Bathrooms | Flex Space | Optional Screened Lanai | 2-3 Car Garage |

2179-2235 Sq. Ft


Request Info or Inquire About Visit To Stay & Explore The Community & Area!

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Reviews On David:

Anne M.

I feel very fortunate to have found David. His knowledge of the area is unparalleled. His enthusiasm for the area is immense.


His dedication to providing me with a thorough feel for the communities and the area as a whole was invaluable. Not only that, David was truly a genuinely nice person with whom I enjoyed working.

David contacted me very quickly after I requested information. He listened to my wants and needs and provided all that I needed and then some for my upcoming visit to Bluffton and Hilton Head.

Furthermore, once I was there and we started looking into the different communities, David was very responsive to my reactions and requests, amending our itinerary as needed.

My first visit to the area was relatively short, but David was able to make the most of my time there. I look forward to working with him in the future and highly recommend him to anyone looking at the Hilton Head area.

July 2019

Frank & Jennifer P.

Wanted to send a note expressing our appreciation of the time you spent showing us Latitude. Your professionalism and attention to our specific needs was outstanding. What and exciting community Latitude is! I was thoroughly impressed with the entire community, but especially the Trinidad...and we do want to come down again and spend more time with you. Having purchased homes in the past, this has been a much more enjoyable experience so far. We met you as a realtor, and feel we left you as a friend.

Thank you so much,

Frank and Jennifer P.

Doug & Joyce C.

We worked with David while touring the Latitude Margaritaville in Hardeeville, SC. We thoroughly enjoyed the experience and were extremely satisfied with the knowledge and guidance that David provided.


David responded in a timely manner to both our phone calls and emails, which was very important to us and reinforced our belief that he was the right realtor for us. He answered all our questions and when he didn’t know the answer right away, he made sure to find out for us as soon as possible.


As a family that has moved quite often from state to state, we can say with great confidence that David is one of the best realtors we have ever worked with and we look forward to working with him again in the future.

April 2019

Michael and I would like to thank you for the outstanding job that you
did while showing us properties in and around Bluffton and Hilton Head


We greatly appreciate your knowledge on the various types of properties and locations in that area and you going the extra mile to accommodate our requests.


You went above and beyond to explain things and provide us with information that we would not have known otherwise.


But most importantly, you did it all with a big smile andan easy going manner.


We thank you again for your professionalism, your respect and your valuable insight about real estate in the Hilton Head area.

Warmest regards,
Sara & Michael

June 2019

Vincent & Diane C.

We visited Margaritaville/Latitudes with David Cross and was quite enthused with both the complex & working with David. In addition, to showing us all the model homes, amenities and timeline options he
answered all our questions.

His patience with allowing us time to meet and talk with current residents was very much appreciated. We’re pleased with David’s capacity to show us all the real estate in the area but was specifically impressed after seeing how thrilled he was at being able to send pictures to another client showing construction began ahead of schedule.

David’s genuine joy @ sharing such good news showed us just how committed he is to his clients.

Bob P.

After placing an inquiry regarding over 55 communities in the Hilton Head area, I was immediately contacted by David Cross.


He provided great information via email and we discussed our specific interests in the over 55 concept via phone. Since the initial contact, David has provided valuable updates and we've further discussed our likes, dislikes, preferences, and concerns with various over 55 communities. We made a trip to the Charleston and Hilton Head areas with very short notice and David was prompt to arrange appointments with the agents representing the community developers.

With David's professional approach and knowledge of the over 55 communities in the Hilton Head area, we've been very pleased with the service he has provided.


As we narrow the options, we look forward to working with David in learning more about real estate options and the lifestyle of the area.

June 2019

My wife and I, Ohio natives, have been dreaming about purchasing a vacation home on Hilton Head Island for years.


When we finally became serious we needed a realtor we could trust and we met David
Cross. We hit it off immediately and he really seemed to understand what we were looking for.

His communication style is such that as we worked through email and calls in preparation for our visit to HHI, we were able to get clear alignment on our goals.

David helped us explore the areas and homes that we brought to the table and he also introduced us to great options that we had not considered. He has quickly become our trusted advisor in our home

We would recommend David to anyone who is looking for a realtor to help navigate the purchase of a home in the low country!

Denny & Lynn W.

David has been a pleasure to work with, though house hunting can be a bit of a drag David kept everyone engaged and had fun, my family is looking forward to working with David on finding our next home.


Danny O.

Denny & Lynn W.

We had been communicating with David for two weeks before our visit with him at Margaritaville Latitude Hilton head.

He gave us a lot of information about the area and the life style in this community. When and if we continue on this journey, we would definitely contact David. Thanks for all your help. Denny and Lynn

July 2019

Sara & Michael B.

Tim & Sandra G.